Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Demti branch in Sabar Kantha, Sabar Kantha, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBDUMT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Demti, Sabar Kantha

Below in the table are the key details related to IFSC Code BARB0DBDUMT of Bank Of Baroda for its branch located in Sabar Kantha, within the district of Sabar Kantha in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBDUMT
Branch Demti
City Sabar Kantha
District Sabar Kantha
State Gujarat
Address At Demti Vaghrujiya Po Demti Taluka Poshinadistrict Sabarkantha Gujarat 383270 Dumti Sabar Kantha Gujarat 383270

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Sabar Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBDUMT for the Demti branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Demti, Sabar Kantha, Gujarat, is provided with a unique IFSC like BARB0DBDUMT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sabar Kantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sabar Kantha and Sabar Kantha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Demti do not get mixed with another location.

Format of the IFSC Code BARB0DBDUMT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Demti in Sabar Kantha.

For example, the IFSC Code BARB0DBDUMT of Bank Of Baroda for the Demti branch includes these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBDUMT of Bank Of Baroda for its Demti branch located in Sabar Kantha, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Sabar Kantha and Sabar Kantha, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Demti or Sabar Kantha to get the exact IFSC Code BARB0DBDUMT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sabar Kantha, you'll get the correct details.

How to Use IFSC Code BARB0DBDUMT for Online Transfers?

Once you have the IFSC Code BARB0DBDUMT for the Demti branch of Bank Of Baroda in Sabar Kantha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBDUMT. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBDUMT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Demti in Sabar Kantha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Demti, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sabar Kantha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Demti Sabar Kantha?

The IFSC Code of the Demti Sabar Kantha branch is BARB0DBDUMT.

Is IFSC Code BARB0DBDUMT permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Demti branch?

The branch is located at At Demti Vaghrujiya Po Demti Taluka Poshinadistrict Sabarkantha Gujarat 383270 Dumti Sabar Kantha Gujarat 383270.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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