The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Agiya branch in Sabar Kantha, Sabar Kantha, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBAGIY. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Agiya, Sabar Kantha

Below in the table are the key details related to IFSC Code BARB0DBAGIY of Bank Of Baroda for its branch located in Sabar Kantha, within the district of Sabar Kantha in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBAGIY
Branch Agiya
City Sabar Kantha
District Sabar Kantha
State Gujarat
Address At Po Agiya Ta Khedbrahmadist Sabarkantha Sabarkantha Sabar Kantha Gujarat 383270

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Sabar Kantha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBAGIY for the Agiya branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBAGIY is given to every bank branch, including Bank Of Baroda located in Agiya, Sabar Kantha, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sabar Kantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sabar Kantha and Sabar Kantha.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Agiya doesn't end up at another location.

Format of the IFSC Code BARB0DBAGIY

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Agiya in Sabar Kantha.

For example, the IFSC Code BARB0DBAGIY of Bank Of Baroda for the Agiya branch has these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBAGIY of Bank Of Baroda for its Agiya branch located in Sabar Kantha, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Sabar Kantha and Sabar Kantha, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Agiya or Sabar Kantha to get the exact IFSC Code BARB0DBAGIY.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sabar Kantha, you'll get the correct details.

How to Use IFSC Code BARB0DBAGIY for Online Transfers?

Once you have the IFSC Code BARB0DBAGIY for the Agiya branch of Bank Of Baroda in Sabar Kantha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBAGIY. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DBAGIY.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Agiya in Sabar Kantha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Agiya, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sabar Kantha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Agiya, Sabar Kantha?

The IFSC Code is BARB0DBAGIY.

Is the IFSC Code BARB0DBAGIY permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Agiya?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Agiya branch?

The address of the branch is At Po Agiya Ta Khedbrahmadist Sabarkantha Sabarkantha Sabar Kantha Gujarat 383270 located in Sabar Kantha, Sabar Kantha, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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