Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Kalawad Road Branch branch in Rajkot, Rajkot, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KALAWA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kalawad Road Branch, Rajkot

Here are some of the key details that come with the IFSC Code BARB0KALAWA of Bank Of Baroda for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KALAWA
Branch Kalawad Road Branch
City Rajkot
District Rajkot
State Gujarat
Address Kalawad Road Branch,Kalawad Road, Kailashnagar,Rajkot,360001

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Rajkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KALAWA for the Kalawad Road Branch branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kalawad Road Branch, Rajkot, Gujarat, are allotted a unique IFSC like BARB0KALAWA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajkot and Rajkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kalawad Road Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0KALAWA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalawad Road Branch in Rajkot.

For example, the IFSC Code BARB0KALAWA of Bank Of Baroda for the Kalawad Road Branch branch has these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KALAWA of Bank Of Baroda for its Kalawad Road Branch branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kalawad Road Branch or Rajkot to get the exact IFSC Code BARB0KALAWA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Rajkot, then it will provide you proper information.

How to Use IFSC Code BARB0KALAWA for Online Transfers?

If you have the IFSC Code BARB0KALAWA for the Kalawad Road Branch branch of Bank Of Baroda in Rajkot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KALAWA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KALAWA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kalawad Road Branch in Rajkot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kalawad Road Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajkot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kalawad Road Branch, Rajkot?

The IFSC Code is BARB0KALAWA.

Is the IFSC Code BARB0KALAWA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kalawad Road Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalawad Road Branch branch?

The address of the branch is Kalawad Road Branch,Kalawad Road, Kailashnagar,Rajkot,360001 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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