The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Paddhari Br., Dist. Rajkot, Gujarat branch in Rajkot, Rajkot, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0PADDHA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Paddhari Br., Dist. Rajkot, Gujarat, Rajkot
The table below shows the main details of the IFSC Code BARB0PADDHA for the Bank Of Baroda branch in Rajkot, which falls under the Rajkot district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0PADDHA |
| Branch | Paddhari Br., Dist. Rajkot, Gujarat |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Address | Plot No. 35, Survey No. 216, Jalaram Complex, 40 Feet Road, Paddhari, Dist. Rajkot, Gujarat - 360 110. |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PADDHA for the Paddhari Br., Dist. Rajkot, Gujarat branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Paddhari Br., Dist. Rajkot, Gujarat, Rajkot, Gujarat, are allotted a unique IFSC like BARB0PADDHA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rajkot and Rajkot.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Paddhari Br., Dist. Rajkot, Gujarat reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BARB0PADDHA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paddhari Br., Dist. Rajkot, Gujarat in Rajkot.
For example, the IFSC Code BARB0PADDHA of Bank Of Baroda for the Paddhari Br., Dist. Rajkot, Gujarat branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0PADDHA of Bank Of Baroda for its Paddhari Br., Dist. Rajkot, Gujarat branch located in Rajkot, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Paddhari Br., Dist. Rajkot, Gujarat or Rajkot to get the exact IFSC Code BARB0PADDHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Rajkot, you'll get the correct details.
How to Use IFSC Code BARB0PADDHA for Online Transfers?
Once you have the IFSC Code BARB0PADDHA for the Paddhari Br., Dist. Rajkot, Gujarat branch of Bank Of Baroda in Rajkot, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0PADDHA. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PADDHA.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Paddhari Br., Dist. Rajkot, Gujarat in Rajkot may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Paddhari Br., Dist. Rajkot, Gujarat, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0PADDHA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Plot No. 35, Survey No. 216, Jalaram Complex, 40 Feet Road, Paddhari, Dist. Rajkot, Gujarat - 360 110. located in Rajkot, Rajkot, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.