The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its G E Road, Raipur branch in Raipur, Raipur, Chandigarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Raipur or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0GEROAD. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, G E Road, Raipur, Raipur

The table below shows the main details of the IFSC Code BARB0GEROAD for the Bank Of Baroda branch in Raipur, which falls under the Raipur district in Chandigarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GEROAD
Branch G E Road, Raipur
City Raipur
District Raipur
State Chandigarh
Address Rampura Tower, Gr Floor, Tatayapara Chowk, Ge Road, Raipur, Chhatisgarh - 492 001

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Raipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GEROAD for the G E Road, Raipur branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in G E Road, Raipur, Raipur, Chandigarh, are given a unique IFSC like BARB0GEROAD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Raipur and Raipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in G E Road, Raipur goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Chandigarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0GEROAD

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like G E Road, Raipur in Raipur.

For example, the IFSC Code BARB0GEROAD of Bank Of Baroda for the G E Road, Raipur branch has these elements, identifying the bank and the branch location in Raipur and Chandigarh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GEROAD of Bank Of Baroda for its G E Road, Raipur branch located in Raipur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Raipur and Raipur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for G E Road, Raipur or Raipur to get the exact IFSC Code BARB0GEROAD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Raipur, you'll get the correct details.

How to Use IFSC Code BARB0GEROAD for Online Transfers?

Once you have the IFSC Code BARB0GEROAD for the G E Road, Raipur branch of Bank Of Baroda in Raipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GEROAD. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GEROAD.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda G E Road, Raipur in Raipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in G E Road, Raipur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Raipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in G E Road, Raipur, Raipur?

The IFSC Code is BARB0GEROAD.

Is the IFSC Code BARB0GEROAD permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda G E Road, Raipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the G E Road, Raipur branch?

The address of the branch is Rampura Tower, Gr Floor, Tatayapara Chowk, Ge Road, Raipur, Chhatisgarh - 492 001 located in Raipur, Raipur, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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