For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Choubey Colony,Raipur branch in Raipur, Raipur, Chandigarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Raipur or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0CHOUBE. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Choubey Colony,Raipur, Raipur

Below in the table are the key details related to IFSC Code BARB0CHOUBE of Bank Of Baroda for its branch located in Raipur, within the district of Raipur in the state of Chandigarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0CHOUBE
Branch Choubey Colony,Raipur
City Raipur
District Raipur
State Chandigarh
Address H No 336,Main Road,Samta Colony, Raipur,Dist Raipur,Chhattisgarh ┬Û 492001.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Raipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0CHOUBE for the Choubey Colony,Raipur branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Choubey Colony,Raipur, Raipur, Chandigarh, are allotted a unique IFSC like BARB0CHOUBE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Raipur and Raipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Choubey Colony,Raipur reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code BARB0CHOUBE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Choubey Colony,Raipur in Raipur.

For example, the IFSC Code BARB0CHOUBE of Bank Of Baroda for the Choubey Colony,Raipur branch has these elements, identifying the bank and the branch location in Raipur and Chandigarh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0CHOUBE of Bank Of Baroda for its Choubey Colony,Raipur branch located in Raipur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Raipur and Raipur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Choubey Colony,Raipur or Raipur to get the exact IFSC Code BARB0CHOUBE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Raipur, you'll get the correct details.

How to Use IFSC Code BARB0CHOUBE for Online Transfers?

If you have the IFSC Code BARB0CHOUBE for the Choubey Colony,Raipur branch of Bank Of Baroda in Raipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0CHOUBE. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0CHOUBE.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Choubey Colony,Raipur in Raipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Choubey Colony,Raipur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Choubey Colony,Raipur, Raipur?

The IFSC Code is BARB0CHOUBE.

Is the IFSC Code BARB0CHOUBE permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Choubey Colony,Raipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Choubey Colony,Raipur branch?

The address of the branch is H No 336,Main Road,Samta Colony, Raipur,Dist Raipur,Chhattisgarh ┬Û 492001. located in Raipur, Raipur, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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