There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kathghar,Raebareli,Up branch in Rai Bareli, Rae Bareli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Rai Bareli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0KATHGH. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Kathghar,Raebareli,Up, Rai Bareli
Here are the main details that are associated with the IFSC Code BARB0KATHGH of Bank Of Baroda for its branch located in Rai Bareli, within the district of Rae Bareli in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KATHGH |
| Branch | Kathghar,Raebareli,Up |
| City | Rai Bareli |
| District | Rae Bareli |
| State | Uttar Pradesh |
| Address | Vill Po Kathghar,Dist Raebareli, Uttarpradesh ┬Û 229125 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Rai Bareli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KATHGH for the Kathghar,Raebareli,Up branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kathghar,Raebareli,Up, Rai Bareli, Uttar Pradesh, is provided with a unique IFSC like BARB0KATHGH to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Rai Bareli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rai Bareli and Rae Bareli.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kathghar,Raebareli,Up do not get mixed with another location.
Format of the IFSC Code BARB0KATHGH
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kathghar,Raebareli,Up in Rai Bareli.
For example, the IFSC Code BARB0KATHGH of Bank Of Baroda for the Kathghar,Raebareli,Up branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0KATHGH of Bank Of Baroda for its Kathghar,Raebareli,Up branch located in Rai Bareli, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Rai Bareli and Rae Bareli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kathghar,Raebareli,Up or Rai Bareli to get the exact IFSC Code BARB0KATHGH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Rai Bareli, then it will provide you proper information.
How to Use IFSC Code BARB0KATHGH for Online Transfers?
Once you have the IFSC Code BARB0KATHGH for the Kathghar,Raebareli,Up branch of Bank Of Baroda in Rai Bareli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0KATHGH. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KATHGH.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kathghar,Raebareli,Up in Rai Bareli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kathghar,Raebareli,Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rai Bareli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KATHGH.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Po Kathghar,Dist Raebareli, Uttarpradesh ┬Û 229125 located in Rai Bareli, Rae Bareli, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.