Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Gegason Crossing, Up branch in Rae Bareli, Rae Bareli, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Rae Bareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GEGASO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gegason Crossing, Up, Rae Bareli

The table below shows the main details of the IFSC Code BARB0GEGASO for the Bank Of Baroda branch in Rae Bareli, which falls under the Rae Bareli district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GEGASO
Branch Gegason Crossing, Up
City Rae Bareli
District Rae Bareli
State Uttar Pradesh
Address Post,Malke Gaon.Via Pure Pandey, Gegason-Cross, Rae Bareli, Lucknow, Up 229216

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Rae Bareli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GEGASO for the Gegason Crossing, Up branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gegason Crossing, Up, Rae Bareli, Uttar Pradesh, is provided a unique IFSC like BARB0GEGASO so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Rae Bareli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rae Bareli and Rae Bareli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Gegason Crossing, Up do not get misguided to another person.

Format of the IFSC Code BARB0GEGASO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gegason Crossing, Up in Rae Bareli.

For example, the IFSC Code BARB0GEGASO of Bank Of Baroda for the Gegason Crossing, Up branch includes these elements, identifying the bank and the branch location in Rae Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GEGASO of Bank Of Baroda for its Gegason Crossing, Up branch located in Rae Bareli, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Rae Bareli and Rae Bareli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gegason Crossing, Up or Rae Bareli to get the exact IFSC Code BARB0GEGASO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Rae Bareli, you'll get the correct details.

How to Use IFSC Code BARB0GEGASO for Online Transfers?

Once you have the IFSC Code BARB0GEGASO for the Gegason Crossing, Up branch of Bank Of Baroda in Rae Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GEGASO. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GEGASO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gegason Crossing, Up in Rae Bareli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gegason Crossing, Up, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rae Bareli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gegason Crossing, Up, Rae Bareli?

The IFSC Code is BARB0GEGASO.

Is the IFSC Code BARB0GEGASO permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gegason Crossing, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gegason Crossing, Up branch?

The address of the branch is Post,Malke Gaon.Via Pure Pandey, Gegason-Cross, Rae Bareli, Lucknow, Up 229216 located in Rae Bareli, Rae Bareli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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