Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ajhara-Lalgunj,Up branch in Pratapgarh, Lalganj, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0AJHARA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ajhara-Lalgunj,Up, Pratapgarh
The table below shows the main details of the IFSC Code BARB0AJHARA for the Bank Of Baroda branch in Pratapgarh, which falls under the Lalganj district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0AJHARA |
| Branch | Ajhara-Lalgunj,Up |
| City | Pratapgarh |
| District | Lalganj |
| State | Uttar Pradesh |
| Address | Ajhara-Lalgunj Distt Pratapgarhuttar Pradesh┬Á231013 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Pratapgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0AJHARA for the Ajhara-Lalgunj,Up branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ajhara-Lalgunj,Up, Pratapgarh, Uttar Pradesh, are given a unique IFSC like BARB0AJHARA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pratapgarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pratapgarh and Lalganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Ajhara-Lalgunj,Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0AJHARA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ajhara-Lalgunj,Up in Pratapgarh.
For example, the IFSC Code BARB0AJHARA of Bank Of Baroda for the Ajhara-Lalgunj,Up branch includes these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0AJHARA of Bank Of Baroda for its Ajhara-Lalgunj,Up branch located in Pratapgarh, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Pratapgarh and Lalganj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ajhara-Lalgunj,Up or Pratapgarh to get the exact IFSC Code BARB0AJHARA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Pratapgarh, you'll get the correct details.
How to Use IFSC Code BARB0AJHARA for Online Transfers?
Once you have the IFSC Code BARB0AJHARA for the Ajhara-Lalgunj,Up branch of Bank Of Baroda in Pratapgarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0AJHARA. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0AJHARA.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ajhara-Lalgunj,Up in Pratapgarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ajhara-Lalgunj,Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pratapgarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0AJHARA.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ajhara-Lalgunj Distt Pratapgarhuttar Pradesh┬Á231013 located in Pratapgarh, Lalganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.