There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Lalganj, Dist.Rae Bareilly, U.P. branch in Lalganj, Lalganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Lalganj or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0SHEKHA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Lalganj, Dist.Rae Bareilly, U.P., Lalganj

Below in the table are the key details related to IFSC Code BARB0SHEKHA of Bank Of Baroda for its branch located in Lalganj, within the district of Lalganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHEKHA
Branch Lalganj, Dist.Rae Bareilly, U.P.
City Lalganj
District Lalganj
State Uttar Pradesh
Address Vill Shekhwapur, Lalganj, Po Deepemau, Dist. Rae Bareilly, Uttar Pradesh - 229 206.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Lalganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHEKHA for the Lalganj, Dist.Rae Bareilly, U.P. branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Lalganj, Dist.Rae Bareilly, U.P., Lalganj, Uttar Pradesh, is provided with a unique IFSC like BARB0SHEKHA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Lalganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Lalganj and Lalganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Lalganj, Dist.Rae Bareilly, U.P. do not get mixed with another location.

Format of the IFSC Code BARB0SHEKHA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lalganj, Dist.Rae Bareilly, U.P. in Lalganj.

For example, the IFSC Code BARB0SHEKHA of Bank Of Baroda for the Lalganj, Dist.Rae Bareilly, U.P. branch includes these elements, identifying the bank and the branch location in Lalganj and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHEKHA of Bank Of Baroda for its Lalganj, Dist.Rae Bareilly, U.P. branch located in Lalganj, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Lalganj and Lalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Lalganj, Dist.Rae Bareilly, U.P. or Lalganj to get the exact IFSC Code BARB0SHEKHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Lalganj that will provide accurate information.

How to Use IFSC Code BARB0SHEKHA for Online Transfers?

Once you have the IFSC Code BARB0SHEKHA for the Lalganj, Dist.Rae Bareilly, U.P. branch of Bank Of Baroda in Lalganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SHEKHA. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHEKHA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Lalganj, Dist.Rae Bareilly, U.P. in Lalganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Lalganj, Dist.Rae Bareilly, U.P., you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lalganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Lalganj, Dist.Rae Bareilly, U.P. Lalganj?

The IFSC Code of the Lalganj, Dist.Rae Bareilly, U.P. Lalganj branch is BARB0SHEKHA.

Is IFSC Code BARB0SHEKHA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Lalganj, Dist.Rae Bareilly, U.P. branch?

The branch is located at Vill Shekhwapur, Lalganj, Po Deepemau, Dist. Rae Bareilly, Uttar Pradesh - 229 206..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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