The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Shivrajpur branch in Panch Mahals, Panch Mahals, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBSHIV. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Shivrajpur, Panch Mahals
Here are some of the key details that come with the IFSC Code BARB0DBSHIV of Bank Of Baroda for its branch located in Panch Mahals, within the district of Panch Mahals in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBSHIV |
| Branch | Shivrajpur |
| City | Panch Mahals |
| District | Panch Mahals |
| State | Gujarat |
| Address | Dara Mansion Shivrajpurtal Haloldist Panchmahal Gujarat Shivrajpur Panch Mahals Gujarat 389370 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Panch Mahals for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBSHIV for the Shivrajpur branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shivrajpur, Panch Mahals, Gujarat, is provided a unique IFSC like BARB0DBSHIV so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Panch Mahals.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Panch Mahals and Panch Mahals.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Shivrajpur do not get misguided to another person.
Format of the IFSC Code BARB0DBSHIV
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shivrajpur in Panch Mahals.
For example, the IFSC Code BARB0DBSHIV of Bank Of Baroda for the Shivrajpur branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0DBSHIV of Bank Of Baroda for its Shivrajpur branch located in Panch Mahals, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Panch Mahals and Panch Mahals, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Shivrajpur or Panch Mahals to get the exact IFSC Code BARB0DBSHIV.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Panch Mahals, then it will provide you proper information.
How to Use IFSC Code BARB0DBSHIV for Online Transfers?
Once you have the IFSC Code BARB0DBSHIV for the Shivrajpur branch of Bank Of Baroda in Panch Mahals, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0DBSHIV. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSHIV.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shivrajpur in Panch Mahals, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shivrajpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Panch Mahals manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBSHIV.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dara Mansion Shivrajpurtal Haloldist Panchmahal Gujarat Shivrajpur Panch Mahals Gujarat 389370 located in Panch Mahals, Panch Mahals, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.