Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Pandarwada, Gujarat branch in Panch Mahals, Panch Mahals, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0PANDAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Pandarwada, Gujarat, Panch Mahals

The table below shows the main details of the IFSC Code BARB0PANDAR for the Bank Of Baroda branch in Panch Mahals, which falls under the Panch Mahals district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PANDAR
Branch Pandarwada, Gujarat
City Panch Mahals
District Panch Mahals
State Gujarat
Address At & Po.Pandarwada, Tal.Lunawada, Dist.Panchmahals, Gujarat - 389 232.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Panch Mahals for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0PANDAR for the Pandarwada, Gujarat branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PANDAR is given to every bank branch, including Bank Of Baroda located in Pandarwada, Gujarat, Panch Mahals, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Panch Mahals.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Panch Mahals and Panch Mahals.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Pandarwada, Gujarat doesn't end up at another location.

Format of the IFSC Code BARB0PANDAR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pandarwada, Gujarat in Panch Mahals.

For example, the IFSC Code BARB0PANDAR of Bank Of Baroda for the Pandarwada, Gujarat branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PANDAR of Bank Of Baroda for its Pandarwada, Gujarat branch located in Panch Mahals, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Panch Mahals and Panch Mahals, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Pandarwada, Gujarat or Panch Mahals to get the exact IFSC Code BARB0PANDAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Panch Mahals, you'll get the correct details.

How to Use IFSC Code BARB0PANDAR for Online Transfers?

Once you have the IFSC Code BARB0PANDAR for the Pandarwada, Gujarat branch of Bank Of Baroda in Panch Mahals, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0PANDAR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0PANDAR.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Pandarwada, Gujarat in Panch Mahals, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pandarwada, Gujarat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Pandarwada, Gujarat, Panch Mahals?

The IFSC Code is BARB0PANDAR.

Is the IFSC Code BARB0PANDAR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Pandarwada, Gujarat?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pandarwada, Gujarat branch?

The address of the branch is At & Po.Pandarwada, Tal.Lunawada, Dist.Panchmahals, Gujarat - 389 232. located in Panch Mahals, Panch Mahals, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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