The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Ramakrishna Nagar Mysore branch in Mysore, Mysore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Mysore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0DBMRAM. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Ramakrishna Nagar Mysore, Mysore

Below in the table are the key details related to IFSC Code BARB0DBMRAM of Bank Of Baroda for its branch located in Mysore, within the district of Mysore in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBMRAM
Branch Ramakrishna Nagar Mysore
City Mysore
District Mysore
State Karnataka
Address Darshana No10 Vasu Layoutramakrishna Nagar Viswamanava Double Road Mysore Mysore Karnataka 570022

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Mysore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBMRAM for the Ramakrishna Nagar Mysore branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBMRAM is given to every bank branch, including Bank Of Baroda located in Ramakrishna Nagar Mysore, Mysore, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Mysore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mysore and Mysore.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Ramakrishna Nagar Mysore doesn't end up at another location.

Format of the IFSC Code BARB0DBMRAM

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ramakrishna Nagar Mysore in Mysore.

For example, the IFSC Code BARB0DBMRAM of Bank Of Baroda for the Ramakrishna Nagar Mysore branch includes these elements, identifying the bank and the branch location in Mysore and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBMRAM of Bank Of Baroda for its Ramakrishna Nagar Mysore branch located in Mysore, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Mysore and Mysore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ramakrishna Nagar Mysore or Mysore to get the exact IFSC Code BARB0DBMRAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Mysore, you'll get the correct details.

How to Use IFSC Code BARB0DBMRAM for Online Transfers?

Once you have the IFSC Code BARB0DBMRAM for the Ramakrishna Nagar Mysore branch of Bank Of Baroda in Mysore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBMRAM. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBMRAM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ramakrishna Nagar Mysore in Mysore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ramakrishna Nagar Mysore, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mysore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ramakrishna Nagar Mysore, Mysore?

The IFSC Code is BARB0DBMRAM.

Is the IFSC Code BARB0DBMRAM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ramakrishna Nagar Mysore?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramakrishna Nagar Mysore branch?

The address of the branch is Darshana No10 Vasu Layoutramakrishna Nagar Viswamanava Double Road Mysore Mysore Karnataka 570022 located in Mysore, Mysore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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