Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Vidyavardhaka College Of Engineering Branch branch in Mysore, Mysore, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Mysore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJVIDY. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Vidyavardhaka College Of Engineering Branch, Mysore
Here are the key points that are associated with the IFSC Code BARB0VJVIDY of Bank Of Baroda for its branch located in Mysore, within the district of Mysore in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJVIDY |
| Branch | Vidyavardhaka College Of Engineering Branch |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
| Address | Vidyavardhaka College Of Engg. , Gokulam Iii Stage , Mysore , Mysore , 570002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Mysore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJVIDY for the Vidyavardhaka College Of Engineering Branch branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJVIDY is given to every bank branch, including Bank Of Baroda located in Vidyavardhaka College Of Engineering Branch, Mysore, Karnataka, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Mysore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mysore and Mysore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Vidyavardhaka College Of Engineering Branch doesn't end up at another location.
Format of the IFSC Code BARB0VJVIDY
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vidyavardhaka College Of Engineering Branch in Mysore.
For example, the IFSC Code BARB0VJVIDY of Bank Of Baroda for the Vidyavardhaka College Of Engineering Branch branch has these elements, identifying the bank and the branch location in Mysore and Karnataka correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJVIDY of Bank Of Baroda for its Vidyavardhaka College Of Engineering Branch branch located in Mysore, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Mysore and Mysore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Vidyavardhaka College Of Engineering Branch or Mysore to get the exact IFSC Code BARB0VJVIDY.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Mysore, then it will provide you proper information.
How to Use IFSC Code BARB0VJVIDY for Online Transfers?
Once you have the IFSC Code BARB0VJVIDY for the Vidyavardhaka College Of Engineering Branch branch of Bank Of Baroda in Mysore, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJVIDY. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJVIDY.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Vidyavardhaka College Of Engineering Branch in Mysore, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vidyavardhaka College Of Engineering Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mysore manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJVIDY.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vidyavardhaka College Of Engg. , Gokulam Iii Stage , Mysore , Mysore , 570002 located in Mysore, Mysore, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.