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IFSC Code of Bank Of Baroda, Govandi, Mumbai, Mumbai Suburban, Maharashtra — BARB0DBGOVA

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Govandi, Mumbai branch in Mumbai Suburban, Mumbai Suburban, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Mumbai Suburban or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BARB0DBGOVA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Govandi, Mumbai, Mumbai Suburban

Here are some of the key details that come with the IFSC Code BARB0DBGOVA of Bank Of Baroda for its branch located in Mumbai Suburban, within the district of Mumbai Suburban in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBGOVA
Branch Govandi, Mumbai
City Mumbai Suburban
District Mumbai Suburban
State Maharashtra
Address Sai Commercial Annex Unit No 2Station Road B K S Devshi Marg Govandi East Mumbai Mumbai Suburban Maharashtra 400088

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Mumbai Suburban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBGOVA for the Govandi, Mumbai branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Govandi, Mumbai, Mumbai Suburban, Maharashtra, is provided a unique IFSC like BARB0DBGOVA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Mumbai Suburban.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mumbai Suburban and Mumbai Suburban.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Govandi, Mumbai do not get misguided to another person.

Format of the IFSC Code BARB0DBGOVA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Govandi, Mumbai in Mumbai Suburban.

For example, the IFSC Code BARB0DBGOVA of Bank Of Baroda for the Govandi, Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBGOVA of Bank Of Baroda for its Govandi, Mumbai branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Mumbai Suburban and Mumbai Suburban, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Govandi, Mumbai or Mumbai Suburban to get the exact IFSC Code BARB0DBGOVA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Mumbai Suburban, you'll get the correct details.

How to Use IFSC Code BARB0DBGOVA for Online Transfers?

Once you have the IFSC Code BARB0DBGOVA for the Govandi, Mumbai branch of Bank Of Baroda in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBGOVA. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBGOVA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Govandi, Mumbai in Mumbai Suburban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Govandi, Mumbai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mumbai Suburban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Govandi, Mumbai, Mumbai Suburban?

The IFSC Code is BARB0DBGOVA.

Is the IFSC Code BARB0DBGOVA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Govandi, Mumbai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Govandi, Mumbai branch?

The address of the branch is Sai Commercial Annex Unit No 2Station Road B K S Devshi Marg Govandi East Mumbai Mumbai Suburban Maharashtra 400088 located in Mumbai Suburban, Mumbai Suburban, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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