Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jogeshwari East, Mumbai branch in Mumbai Suburban, Mumbai Suburban, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0DBJOGE. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jogeshwari East, Mumbai, Mumbai Suburban

Below in the table are the key details related to IFSC Code BARB0DBJOGE of Bank Of Baroda for its branch located in Mumbai Suburban, within the district of Mumbai Suburban in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBJOGE
Branch Jogeshwari East, Mumbai
City Mumbai Suburban
District Mumbai Suburban
State Maharashtra
Address Shiv Vasanthi Jogeshwari Hsgjogeshwari(East) Mumbai Mumbai Suburban Maharashtra 400060

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Mumbai Suburban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBJOGE for the Jogeshwari East, Mumbai branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBJOGE is given to every bank branch, including Bank Of Baroda located in Jogeshwari East, Mumbai, Mumbai Suburban, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Mumbai Suburban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai Suburban and Mumbai Suburban.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Jogeshwari East, Mumbai doesn't end up at another location.

Format of the IFSC Code BARB0DBJOGE

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jogeshwari East, Mumbai in Mumbai Suburban.

For example, the IFSC Code BARB0DBJOGE of Bank Of Baroda for the Jogeshwari East, Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBJOGE of Bank Of Baroda for its Jogeshwari East, Mumbai branch located in Mumbai Suburban, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Mumbai Suburban and Mumbai Suburban, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jogeshwari East, Mumbai or Mumbai Suburban to get the exact IFSC Code BARB0DBJOGE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Mumbai Suburban, you'll get the correct details.

How to Use IFSC Code BARB0DBJOGE for Online Transfers?

Once you have the IFSC Code BARB0DBJOGE for the Jogeshwari East, Mumbai branch of Bank Of Baroda in Mumbai Suburban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBJOGE. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBJOGE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jogeshwari East, Mumbai in Mumbai Suburban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jogeshwari East, Mumbai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mumbai Suburban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jogeshwari East, Mumbai, Mumbai Suburban?

The IFSC Code is BARB0DBJOGE.

Is the IFSC Code BARB0DBJOGE permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jogeshwari East, Mumbai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jogeshwari East, Mumbai branch?

The address of the branch is Shiv Vasanthi Jogeshwari Hsgjogeshwari(East) Mumbai Mumbai Suburban Maharashtra 400060 located in Mumbai Suburban, Mumbai Suburban, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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