Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Sambhal Road, Moradabad,Up branch in Moradabad, Moradabad, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SAMBHA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Sambhal Road, Moradabad,Up, Moradabad
Below in the table are the key details related to IFSC Code BARB0SAMBHA of Bank Of Baroda for its branch located in Moradabad, within the district of Moradabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SAMBHA |
| Branch | Sambhal Road, Moradabad,Up |
| City | Moradabad |
| District | Moradabad |
| State | Uttar Pradesh |
| Address | Bank Of Baroda,Jabbar Colony,Opp. Namak Ka Godown,Near Kohinoor Tiraha,Moradabad,Uttar Pradesh ┬Û 244102. |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Moradabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SAMBHA for the Sambhal Road, Moradabad,Up branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sambhal Road, Moradabad,Up, Moradabad, Uttar Pradesh, are given a unique IFSC like BARB0SAMBHA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Moradabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Moradabad and Moradabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Sambhal Road, Moradabad,Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0SAMBHA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sambhal Road, Moradabad,Up in Moradabad.
For example, the IFSC Code BARB0SAMBHA of Bank Of Baroda for the Sambhal Road, Moradabad,Up branch includes these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SAMBHA of Bank Of Baroda for its Sambhal Road, Moradabad,Up branch located in Moradabad, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Moradabad and Moradabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Sambhal Road, Moradabad,Up or Moradabad to get the exact IFSC Code BARB0SAMBHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Moradabad, you'll get the correct details.
How to Use IFSC Code BARB0SAMBHA for Online Transfers?
Once you have the IFSC Code BARB0SAMBHA for the Sambhal Road, Moradabad,Up branch of Bank Of Baroda in Moradabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0SAMBHA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SAMBHA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sambhal Road, Moradabad,Up in Moradabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Sambhal Road, Moradabad,Up, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Moradabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sambhal Road, Moradabad,Up Moradabad branch is BARB0SAMBHA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bank Of Baroda,Jabbar Colony,Opp. Namak Ka Godown,Near Kohinoor Tiraha,Moradabad,Uttar Pradesh ┬Û 244102..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.