The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Katghar, Moradabad, Up branch in Moradabad, Moradabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KATMOR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Katghar, Moradabad, Up, Moradabad

The table below shows the main details of the IFSC Code BARB0KATMOR for the Bank Of Baroda branch in Moradabad, which falls under the Moradabad district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KATMOR
Branch Katghar, Moradabad, Up
City Moradabad
District Moradabad
State Uttar Pradesh
Address A 47, Lajpat Nagar,Awaas Vikas,Katghart,Rampur Road,Moradabad,Uttar Pradesh ┬Û 244001.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Moradabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KATMOR for the Katghar, Moradabad, Up branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Katghar, Moradabad, Up, Moradabad, Uttar Pradesh, is provided a unique IFSC like BARB0KATMOR so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Moradabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Moradabad and Moradabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Katghar, Moradabad, Up do not get misguided to another person.

Format of the IFSC Code BARB0KATMOR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Katghar, Moradabad, Up in Moradabad.

For example, the IFSC Code BARB0KATMOR of Bank Of Baroda for the Katghar, Moradabad, Up branch has these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KATMOR of Bank Of Baroda for its Katghar, Moradabad, Up branch located in Moradabad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Moradabad and Moradabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Katghar, Moradabad, Up or Moradabad to get the exact IFSC Code BARB0KATMOR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Moradabad, then it will provide you proper information.

How to Use IFSC Code BARB0KATMOR for Online Transfers?

Once you have the IFSC Code BARB0KATMOR for the Katghar, Moradabad, Up branch of Bank Of Baroda in Moradabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KATMOR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KATMOR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Katghar, Moradabad, Up in Moradabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Katghar, Moradabad, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Moradabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Katghar, Moradabad, Up Moradabad?

The IFSC Code of the Katghar, Moradabad, Up Moradabad branch is BARB0KATMOR.

Is IFSC Code BARB0KATMOR permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Katghar, Moradabad, Up branch?

The branch is located at A 47, Lajpat Nagar,Awaas Vikas,Katghart,Rampur Road,Moradabad,Uttar Pradesh ┬Û 244001..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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