The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gulamipur,Kaushambi,Up branch in Kaushambi, Kaushambi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GULAMI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Gulamipur,Kaushambi,Up, Kaushambi

Here are the key points that are associated with the IFSC Code BARB0GULAMI of Bank Of Baroda for its branch located in Kaushambi, within the district of Kaushambi in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GULAMI
Branch Gulamipur,Kaushambi,Up
City Kaushambi
District Kaushambi
State Uttar Pradesh
Address Vill Gulamipur,Po Ganpa,Kaushambi,Uttar Pradesh ┬Û 212217

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kaushambi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0GULAMI for the Gulamipur,Kaushambi,Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Gulamipur,Kaushambi,Up, Kaushambi, Uttar Pradesh, are allotted a unique IFSC like BARB0GULAMI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kaushambi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kaushambi and Kaushambi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Gulamipur,Kaushambi,Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0GULAMI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gulamipur,Kaushambi,Up in Kaushambi.

For example, the IFSC Code BARB0GULAMI of Bank Of Baroda for the Gulamipur,Kaushambi,Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0GULAMI of Bank Of Baroda for its Gulamipur,Kaushambi,Up branch located in Kaushambi, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kaushambi and Kaushambi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Gulamipur,Kaushambi,Up or Kaushambi to find the exact IFSC Code BARB0GULAMI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kaushambi will provide accurate information.

How to Use IFSC Code BARB0GULAMI for Online Transfers?

Once you have the IFSC Code BARB0GULAMI for the Gulamipur,Kaushambi,Up branch of Bank Of Baroda in Kaushambi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GULAMI. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GULAMI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gulamipur,Kaushambi,Up in Kaushambi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gulamipur,Kaushambi,Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kaushambi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gulamipur,Kaushambi,Up, Kaushambi?

The IFSC Code is BARB0GULAMI.

Is the IFSC Code BARB0GULAMI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gulamipur,Kaushambi,Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gulamipur,Kaushambi,Up branch?

The address of the branch is Vill Gulamipur,Po Ganpa,Kaushambi,Uttar Pradesh ┬Û 212217 located in Kaushambi, Kaushambi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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