The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Chauradih,Kaushambi,Up branch in Kaushambi, Kaushambi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0CHAURA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Chauradih,Kaushambi,Up, Kaushambi

Below in the table are the key details related to IFSC Code BARB0CHAURA of Bank Of Baroda for its branch located in Kaushambi, within the district of Kaushambi in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0CHAURA
Branch Chauradih,Kaushambi,Up
City Kaushambi
District Kaushambi
State Uttar Pradesh
Address Chauradih,Po Jalalpurthanachail,Kaushambi Dt,Uttar Pradesh - 212202.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kaushambi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0CHAURA for the Chauradih,Kaushambi,Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Chauradih,Kaushambi,Up, Kaushambi, Uttar Pradesh, is provided a unique IFSC like BARB0CHAURA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Kaushambi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kaushambi and Kaushambi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Chauradih,Kaushambi,Up do not get misguided to another person.

Format of the IFSC Code BARB0CHAURA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chauradih,Kaushambi,Up in Kaushambi.

For example, the IFSC Code BARB0CHAURA of Bank Of Baroda for the Chauradih,Kaushambi,Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0CHAURA of Bank Of Baroda for its Chauradih,Kaushambi,Up branch located in Kaushambi, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kaushambi and Kaushambi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Chauradih,Kaushambi,Up or Kaushambi to get the exact IFSC Code BARB0CHAURA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kaushambi, you'll get the correct details.

How to Use IFSC Code BARB0CHAURA for Online Transfers?

Once you have the IFSC Code BARB0CHAURA for the Chauradih,Kaushambi,Up branch of Bank Of Baroda in Kaushambi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0CHAURA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0CHAURA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Chauradih,Kaushambi,Up in Kaushambi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chauradih,Kaushambi,Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kaushambi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Chauradih,Kaushambi,Up, Kaushambi?

The IFSC Code is BARB0CHAURA.

Is the IFSC Code BARB0CHAURA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Chauradih,Kaushambi,Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chauradih,Kaushambi,Up branch?

The address of the branch is Chauradih,Po Jalalpurthanachail,Kaushambi Dt,Uttar Pradesh - 212202. located in Kaushambi, Kaushambi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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