There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its A T Rd. Gauh Branch branch in Kamrup, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kamrup or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code BARB0ATROAD. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, A T Rd. Gauh Branch, Kamrup

The table below shows the main details of the IFSC Code BARB0ATROAD for the Bank Of Baroda branch in Kamrup, which falls under the Guwahati district in Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ATROAD
Branch A T Rd. Gauh Branch
City Kamrup
District Guwahati
State Assam
Address A T Rd. Gauh Branch,Paltan Bazar,,Guwahati,781001

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ATROAD for the A T Rd. Gauh Branch branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in A T Rd. Gauh Branch, Kamrup, Assam, are given a unique IFSC like BARB0ATROAD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kamrup and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in A T Rd. Gauh Branch goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0ATROAD

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as A T Rd. Gauh Branch in Kamrup.

For example, the IFSC Code BARB0ATROAD of Bank Of Baroda for the A T Rd. Gauh Branch branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0ATROAD of Bank Of Baroda for its A T Rd. Gauh Branch branch located in Kamrup, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for A T Rd. Gauh Branch or Kamrup to get the exact IFSC Code BARB0ATROAD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kamrup that will provide accurate information.

How to Use IFSC Code BARB0ATROAD for Online Transfers?

If you have the IFSC Code BARB0ATROAD for the A T Rd. Gauh Branch branch of Bank Of Baroda in Kamrup, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0ATROAD. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0ATROAD.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda A T Rd. Gauh Branch in Kamrup, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in A T Rd. Gauh Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in A T Rd. Gauh Branch, Kamrup?

The IFSC Code is BARB0ATROAD.

Is the IFSC Code BARB0ATROAD permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda A T Rd. Gauh Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the A T Rd. Gauh Branch branch?

The address of the branch is A T Rd. Gauh Branch,Paltan Bazar,,Guwahati,781001 located in Kamrup, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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