Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Khanapara branch in Kamrup Metropolitan, Guwahati, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0VJKHPA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Khanapara, Kamrup Metropolitan
Here are the key points that are associated with the IFSC Code BARB0VJKHPA of Bank Of Baroda for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKHPA |
| Branch | Khanapara |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Nikita Complex, , Research Gate City Bustop , G S Road,Khanapara , Guwahati , 781022 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kamrup Metropolitan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKHPA for the Khanapara branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Khanapara, Kamrup Metropolitan, Assam, are allotted a unique IFSC like BARB0VJKHPA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup Metropolitan and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Khanapara reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code BARB0VJKHPA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khanapara in Kamrup Metropolitan.
For example, the IFSC Code BARB0VJKHPA of Bank Of Baroda for the Khanapara branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJKHPA of Bank Of Baroda for its Khanapara branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Khanapara or Kamrup Metropolitan to get the exact IFSC Code BARB0VJKHPA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kamrup Metropolitan, then it will provide you proper information.
How to Use IFSC Code BARB0VJKHPA for Online Transfers?
Once you have the IFSC Code BARB0VJKHPA for the Khanapara branch of Bank Of Baroda in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJKHPA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKHPA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Khanapara in Kamrup Metropolitan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khanapara, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khanapara Kamrup Metropolitan branch is BARB0VJKHPA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Nikita Complex, , Research Gate City Bustop , G S Road,Khanapara , Guwahati , 781022.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.