IFSC Code of Bank Of Baroda, Junagadh, Junagadh, Gujarat- BARB0VJJUNA

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Junagadh branch in Junagadh, Junagadh, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0VJJUNA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Junagadh, Junagadh

The table below shows the main details of the IFSC Code BARB0VJJUNA for the Bank Of Baroda branch in Junagadh, which falls under the Junagadh district in Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Junagadh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJJUNA for the Junagadh branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Junagadh, Junagadh, Gujarat, is provided a unique IFSC like BARB0VJJUNA so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of Baroda branch in Junagadh.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Junagadh and Junagadh.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Junagadh do not get misguided to another person.

Format of the IFSC Code BARB0VJJUNA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Junagadh in Junagadh.

For example, the IFSC Code BARB0VJJUNA of Bank Of Baroda for the Junagadh branch has these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJJUNA of Bank Of Baroda for its Junagadh branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Junagadh and Junagadh, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Junagadh or Junagadh to get the exact IFSC Code BARB0VJJUNA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Junagadh, you'll get the correct details.

How to Use IFSC Code BARB0VJJUNA for Online Transfers?

Once you have the IFSC Code BARB0VJJUNA for the Junagadh branch of Bank Of Baroda in Junagadh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJJUNA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJJUNA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Junagadh in Junagadh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Junagadh, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Junagadh manage online transfers as well as cheque clearances with ease.