IFSC Code of Bank Of Baroda, College Road Branch, Junagadh, Gujarat- BARB0COLJUN

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its College Road Branch branch in Junagadh, Junagadh, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0COLJUN. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, College Road Branch, Junagadh

Below in the table are the key details related to IFSC Code BARB0COLJUN of Bank Of Baroda for its branch located in Junagadh, within the district of Junagadh in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0COLJUN for the College Road Branch branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in College Road Branch, Junagadh, Gujarat, are allotted a unique IFSC like BARB0COLJUN to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Junagadh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Junagadh and Junagadh.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in College Road Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0COLJUN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like College Road Branch in Junagadh.

For example, the IFSC Code BARB0COLJUN of Bank Of Baroda for the College Road Branch branch has these elements, identifying the bank and the branch location in Junagadh and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0COLJUN of Bank Of Baroda for its College Road Branch branch located in Junagadh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Junagadh and Junagadh, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for College Road Branch or Junagadh to get the exact IFSC Code BARB0COLJUN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Junagadh, you'll get the correct details.

How to Use IFSC Code BARB0COLJUN for Online Transfers?

Once you have the IFSC Code BARB0COLJUN for the College Road Branch branch of Bank Of Baroda in Junagadh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0COLJUN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0COLJUN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda College Road Branch in Junagadh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in College Road Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Junagadh manage their online transfers and cheque clearances easily.