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IFSC Code of Bank Of Baroda, Ghaziabad, Ghaziabad, Uttar Pradesh — BARB0KHORAX

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ghaziabad branch in Ghaziabad, Ghaziabad, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0KHORAX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ghaziabad, Ghaziabad

The table below shows the main details of the IFSC Code BARB0KHORAX for the Bank Of Baroda branch in Ghaziabad, which falls under the Ghaziabad district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KHORAX
Branch Ghaziabad
City Ghaziabad
District Ghaziabad
State Uttar Pradesh
Address Shop No 10 To 15,Ground Floor And Shop No 15 To 16,First Floor,Depak Vihar,Ghaziabad,Uttar Pradesh - 201010

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Ghaziabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHORAX for the Ghaziabad branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ghaziabad, Ghaziabad, Uttar Pradesh, are given a unique IFSC like BARB0KHORAX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ghaziabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ghaziabad and Ghaziabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Ghaziabad goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0KHORAX

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghaziabad in Ghaziabad.

For example, the IFSC Code BARB0KHORAX of Bank Of Baroda for the Ghaziabad branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KHORAX of Bank Of Baroda for its Ghaziabad branch located in Ghaziabad, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Ghaziabad or Ghaziabad to find the exact IFSC Code BARB0KHORAX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Ghaziabad will provide accurate information.

How to Use IFSC Code BARB0KHORAX for Online Transfers?

Once you have the IFSC Code BARB0KHORAX for the Ghaziabad branch of Bank Of Baroda in Ghaziabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KHORAX. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KHORAX.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ghaziabad in Ghaziabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ghaziabad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ghaziabad, Ghaziabad?

The IFSC Code is BARB0KHORAX.

Is the IFSC Code BARB0KHORAX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ghaziabad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghaziabad branch?

The address of the branch is Shop No 10 To 15,Ground Floor And Shop No 15 To 16,First Floor,Depak Vihar,Ghaziabad,Uttar Pradesh - 201010 located in Ghaziabad, Ghaziabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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