For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Shalimar Garden, Ghaziabad, Up branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHALIM. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shalimar Garden, Ghaziabad, Up, Ghaziabad

Below in the table are the key details related to IFSC Code BARB0SHALIM of Bank Of Baroda for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHALIM
Branch Shalimar Garden, Ghaziabad, Up
City Ghaziabad
District Ghaziabad
State Uttar Pradesh
Address Upper Ground Floor, S-23, B- Block,Shalimar Garden ┬Û Ii,Ghaziabad,Uttar Pradesh ┬Û 201 005

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Ghaziabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SHALIM for the Shalimar Garden, Ghaziabad, Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shalimar Garden, Ghaziabad, Up, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like BARB0SHALIM to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Ghaziabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Shalimar Garden, Ghaziabad, Up do not get mixed with another location.

Format of the IFSC Code BARB0SHALIM

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shalimar Garden, Ghaziabad, Up in Ghaziabad.

For example, the IFSC Code BARB0SHALIM of Bank Of Baroda for the Shalimar Garden, Ghaziabad, Up branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHALIM of Bank Of Baroda for its Shalimar Garden, Ghaziabad, Up branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Shalimar Garden, Ghaziabad, Up or Ghaziabad to get the exact IFSC Code BARB0SHALIM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ghaziabad that will provide accurate information.

How to Use IFSC Code BARB0SHALIM for Online Transfers?

Once you have the IFSC Code BARB0SHALIM for the Shalimar Garden, Ghaziabad, Up branch of Bank Of Baroda in Ghaziabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SHALIM. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHALIM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shalimar Garden, Ghaziabad, Up in Ghaziabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Shalimar Garden, Ghaziabad, Up, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shalimar Garden, Ghaziabad, Up, Ghaziabad?

The IFSC Code is BARB0SHALIM.

Is the IFSC Code BARB0SHALIM permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shalimar Garden, Ghaziabad, Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shalimar Garden, Ghaziabad, Up branch?

The address of the branch is Upper Ground Floor, S-23, B- Block,Shalimar Garden ┬Û Ii,Ghaziabad,Uttar Pradesh ┬Û 201 005 located in Ghaziabad, Ghaziabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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