There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Fazilka,Punjab branch in Ferozpur, Fazilka, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Ferozpur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code BARB0FAZILK. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Fazilka,Punjab, Ferozpur
Below in the table are the key details related to IFSC Code BARB0FAZILK of Bank Of Baroda for its branch located in Ferozpur, within the district of Fazilka in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0FAZILK |
| Branch | Fazilka,Punjab |
| City | Ferozpur |
| District | Fazilka |
| State | Punjab |
| Address | 673/674 Ravundra Marg Near Clock Tower Gaushala Road Dist Fazilka Punjab-152123 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Ferozpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0FAZILK for the Fazilka,Punjab branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Fazilka,Punjab, Ferozpur, Punjab, is provided a unique IFSC like BARB0FAZILK so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Ferozpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ferozpur and Fazilka.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Fazilka,Punjab do not get misguided to another person.
Format of the IFSC Code BARB0FAZILK
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fazilka,Punjab in Ferozpur.
For example, the IFSC Code BARB0FAZILK of Bank Of Baroda for the Fazilka,Punjab branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0FAZILK of Bank Of Baroda for its Fazilka,Punjab branch located in Ferozpur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Ferozpur and Fazilka, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Fazilka,Punjab or Ferozpur to find the exact IFSC Code BARB0FAZILK.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Ferozpur will provide accurate information.
How to Use IFSC Code BARB0FAZILK for Online Transfers?
Once you have the IFSC Code BARB0FAZILK for the Fazilka,Punjab branch of Bank Of Baroda in Ferozpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0FAZILK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0FAZILK.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Fazilka,Punjab in Ferozpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Fazilka,Punjab, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ferozpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Fazilka,Punjab Ferozpur branch is BARB0FAZILK.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 673/674 Ravundra Marg Near Clock Tower Gaushala Road Dist Fazilka Punjab-152123.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.