There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Jalalabad branch in Fazilka, Fazilka, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Fazilka or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code BARB0DBJBAD. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jalalabad, Fazilka

Below in the table are the key details related to IFSC Code BARB0DBJBAD of Bank Of Baroda for its branch located in Fazilka, within the district of Fazilka in the state of Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBJBAD
Branch Jalalabad
City Fazilka
District Fazilka
State Punjab
Address Dena Bankjalalabad Branchfirozpur Fazilkard Near Harikrishan Theatre Jalalabad Jalalabad Fazilka Punjab 152024

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Fazilka for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBJBAD for the Jalalabad branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jalalabad, Fazilka, Punjab, is provided a unique IFSC like BARB0DBJBAD so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Fazilka.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Fazilka and Fazilka.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jalalabad do not get misguided to another person.

Format of the IFSC Code BARB0DBJBAD

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalalabad in Fazilka.

For example, the IFSC Code BARB0DBJBAD of Bank Of Baroda for the Jalalabad branch includes these elements, identifying the bank and the branch location in Fazilka and Punjab correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBJBAD of Bank Of Baroda for its Jalalabad branch located in Fazilka, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Fazilka and Fazilka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Jalalabad or Fazilka to get the exact IFSC Code BARB0DBJBAD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Fazilka, then it will provide you proper information.

How to Use IFSC Code BARB0DBJBAD for Online Transfers?

Once you have the IFSC Code BARB0DBJBAD for the Jalalabad branch of Bank Of Baroda in Fazilka, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBJBAD. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBJBAD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jalalabad in Fazilka, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Jalalabad, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Fazilka manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jalalabad, Fazilka?

The IFSC Code is BARB0DBJBAD.

Is the IFSC Code BARB0DBJBAD permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jalalabad?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jalalabad branch?

The address of the branch is Dena Bankjalalabad Branchfirozpur Fazilkard Near Harikrishan Theatre Jalalabad Jalalabad Fazilka Punjab 152024 located in Fazilka, Fazilka, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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