Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Abohar, Dist Ferozpur branch in Ferozepur, Abohar, or Punjab, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Ferozepur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0ABOHAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Abohar, Dist Ferozpur, Ferozepur
Below in the table are the key details related to IFSC Code BARB0ABOHAR of Bank Of Baroda for its branch located in Ferozepur, within the district of Abohar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0ABOHAR |
| Branch | Abohar, Dist Ferozpur |
| City | Ferozepur |
| District | Abohar |
| State | Punjab |
| Address | St.No.9, Abohar Dist Ferozpur 152116 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ferozepur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ABOHAR for the Abohar, Dist Ferozpur branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0ABOHAR is given to every bank branch, including Bank Of Baroda located in Abohar, Dist Ferozpur, Ferozepur, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Ferozepur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ferozepur and Abohar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Abohar, Dist Ferozpur doesn't end up at another location.
Format of the IFSC Code BARB0ABOHAR
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Abohar, Dist Ferozpur in Ferozepur.
For example, the IFSC Code BARB0ABOHAR of Bank Of Baroda for the Abohar, Dist Ferozpur branch includes these elements, identifying the bank and the branch location in Ferozepur and Punjab accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0ABOHAR of Bank Of Baroda for its Abohar, Dist Ferozpur branch located in Ferozepur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Ferozepur and Abohar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Abohar, Dist Ferozpur or Ferozepur to get the exact IFSC Code BARB0ABOHAR.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Ferozepur, you'll get the correct details.
How to Use IFSC Code BARB0ABOHAR for Online Transfers?
Once you have the IFSC Code BARB0ABOHAR for the Abohar, Dist Ferozpur branch of Bank Of Baroda in Ferozepur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0ABOHAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ABOHAR.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Abohar, Dist Ferozpur in Ferozepur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Abohar, Dist Ferozpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ferozepur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0ABOHAR.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is St.No.9, Abohar Dist Ferozpur 152116 located in Ferozepur, Abohar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.