The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Abohar branch in Fazilka, Abohar, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Fazilka or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0VJABOH. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Abohar, Fazilka
Here are some of the key details that come with the IFSC Code BARB0VJABOH of Bank Of Baroda for its branch located in Fazilka, within the district of Abohar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJABOH |
| Branch | Abohar |
| City | Fazilka |
| District | Abohar |
| State | Punjab |
| Address | Khasra No. 20632, Near Railway Over Bridge, , Hanumangarh Road, , Abohar , Abohar , 152116 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Fazilka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJABOH for the Abohar branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJABOH is given to every bank branch, including Bank Of Baroda located in Abohar, Fazilka, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Fazilka.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Fazilka and Abohar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Abohar doesn't end up at another location.
Format of the IFSC Code BARB0VJABOH
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Abohar in Fazilka.
For example, the IFSC Code BARB0VJABOH of Bank Of Baroda for the Abohar branch has these elements, identifying the bank and the branch location in Fazilka and Punjab correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJABOH of Bank Of Baroda for its Abohar branch located in Fazilka, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Fazilka and Abohar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Abohar or Fazilka to find the exact IFSC Code BARB0VJABOH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Fazilka will provide accurate information.
How to Use IFSC Code BARB0VJABOH for Online Transfers?
Once you have the IFSC Code BARB0VJABOH for the Abohar branch of Bank Of Baroda in Fazilka, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJABOH. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJABOH.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Abohar in Fazilka, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Abohar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Fazilka to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Abohar Fazilka branch is BARB0VJABOH.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Khasra No. 20632, Near Railway Over Bridge, , Hanumangarh Road, , Abohar , Abohar , 152116.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.