Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Nagri-Sihava branch in Dhamtari, Dhamtari, or Chhattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Dhamtari or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BARB0DBNAGR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Nagri-Sihava, Dhamtari

Here are the main details that are associated with the IFSC Code BARB0DBNAGR of Bank Of Baroda for its branch located in Dhamtari, within the district of Dhamtari in the state of Chhattisgarh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBNAGR
Branch Nagri-Sihava
City Dhamtari
District Dhamtari
State Chhattisgarh
Address Dhamatari Sihava Rdtehdhamtari Nagri Dhamtari Chhattisgarh 493228

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Dhamtari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBNAGR for the Nagri-Sihava branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Nagri-Sihava, Dhamtari, Chhattisgarh, are given a unique IFSC like BARB0DBNAGR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhamtari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dhamtari and Dhamtari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Nagri-Sihava goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0DBNAGR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagri-Sihava in Dhamtari.

For example, the IFSC Code BARB0DBNAGR of Bank Of Baroda for the Nagri-Sihava branch includes these elements, identifying the bank and the branch location in Dhamtari and Chhattisgarh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBNAGR of Bank Of Baroda for its Nagri-Sihava branch located in Dhamtari, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Dhamtari and Dhamtari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Nagri-Sihava or Dhamtari to get the exact IFSC Code BARB0DBNAGR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Dhamtari, you'll get the correct details.

How to Use IFSC Code BARB0DBNAGR for Online Transfers?

Once you have the IFSC Code BARB0DBNAGR for the Nagri-Sihava branch of Bank Of Baroda in Dhamtari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBNAGR. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBNAGR.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Nagri-Sihava in Dhamtari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Nagri-Sihava, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dhamtari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Nagri-Sihava, Dhamtari?

The IFSC Code is BARB0DBNAGR.

Is the IFSC Code BARB0DBNAGR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Nagri-Sihava?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nagri-Sihava branch?

The address of the branch is Dhamatari Sihava Rdtehdhamtari Nagri Dhamtari Chhattisgarh 493228 located in Dhamtari, Dhamtari, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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