The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Dhamtari, Chhattisgarh branch in Dhamtari, Dhamtari, Chandigarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Dhamtari or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code BARB0DHAMTA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Dhamtari, Chhattisgarh, Dhamtari
Below in the table are the key details related to IFSC Code BARB0DHAMTA of Bank Of Baroda for its branch located in Dhamtari, within the district of Dhamtari in the state of Chandigarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DHAMTA |
| Branch | Dhamtari, Chhattisgarh |
| City | Dhamtari |
| District | Dhamtari |
| State | Chandigarh |
| Address | Sihava Road, Raipur Road,Dhamtari 493773 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Dhamtari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DHAMTA for the Dhamtari, Chhattisgarh branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DHAMTA is given to every bank branch, including Bank Of Baroda located in Dhamtari, Chhattisgarh, Dhamtari, Chandigarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Dhamtari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhamtari and Dhamtari.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chandigarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Dhamtari, Chhattisgarh doesn't end up at another location.
Format of the IFSC Code BARB0DHAMTA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhamtari, Chhattisgarh in Dhamtari.
For example, the IFSC Code BARB0DHAMTA of Bank Of Baroda for the Dhamtari, Chhattisgarh branch includes these elements, identifying the bank and the branch location in Dhamtari and Chandigarh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DHAMTA of Bank Of Baroda for its Dhamtari, Chhattisgarh branch located in Dhamtari, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Dhamtari and Dhamtari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Dhamtari, Chhattisgarh or Dhamtari to find the exact IFSC Code BARB0DHAMTA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Dhamtari will provide accurate information.
How to Use IFSC Code BARB0DHAMTA for Online Transfers?
Once you have the IFSC Code BARB0DHAMTA for the Dhamtari, Chhattisgarh branch of Bank Of Baroda in Dhamtari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0DHAMTA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DHAMTA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Dhamtari, Chhattisgarh in Dhamtari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Dhamtari, Chhattisgarh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dhamtari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DHAMTA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sihava Road, Raipur Road,Dhamtari 493773 located in Dhamtari, Dhamtari, Chandigarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.