IFSC Code of Bank Of Baroda, Mughulsarai, Mughalsarai, Uttar Pradesh- BARB0VJMUGH

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Mughulsarai branch in Chandauli, Mughalsarai, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJMUGH. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Mughulsarai, Chandauli

Here are the main details that are associated with the IFSC Code BARB0VJMUGH of Bank Of Baroda for its branch located in Chandauli, within the district of Mughalsarai in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Chandauli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMUGH for the Mughulsarai branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mughulsarai, Chandauli, Uttar Pradesh, is provided with a unique IFSC like BARB0VJMUGH to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Chandauli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Chandauli and Mughalsarai.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Mughulsarai do not get mixed with another location.

Format of the IFSC Code BARB0VJMUGH

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mughulsarai in Chandauli.

For example, the IFSC Code BARB0VJMUGH of Bank Of Baroda for the Mughulsarai branch has these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJMUGH of Bank Of Baroda for its Mughulsarai branch located in Chandauli, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Chandauli and Mughalsarai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Mughulsarai or Chandauli to get the exact IFSC Code BARB0VJMUGH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Chandauli that will provide accurate information.

How to Use IFSC Code BARB0VJMUGH for Online Transfers?

Once you have the IFSC Code BARB0VJMUGH for the Mughulsarai branch of Bank Of Baroda in Chandauli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJMUGH. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMUGH.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mughulsarai in Chandauli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mughulsarai, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chandauli manage their online transfers and cheque clearances easily.