Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Moghal Sarai, U.P. branch in Chandauli, Mughalsarai, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MOGHBS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Moghal Sarai, U.P., Chandauli
The table below shows the main details of the IFSC Code BARB0MOGHBS for the Bank Of Baroda branch in Chandauli, which falls under the Mughalsarai district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MOGHBS |
| Branch | Moghal Sarai, U.P. |
| City | Chandauli |
| District | Mughalsarai |
| State | Uttar Pradesh |
| Address | Amar Katra , G.T.Road , Moghalsarai , Dist Chandauli, Up 232101 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MOGHBS for the Moghal Sarai, U.P. branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Moghal Sarai, U.P., Chandauli, Uttar Pradesh, are allotted a unique IFSC like BARB0MOGHBS to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chandauli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chandauli and Mughalsarai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Moghal Sarai, U.P. reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0MOGHBS
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Moghal Sarai, U.P. in Chandauli.
For example, the IFSC Code BARB0MOGHBS of Bank Of Baroda for the Moghal Sarai, U.P. branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0MOGHBS of Bank Of Baroda for its Moghal Sarai, U.P. branch located in Chandauli, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Chandauli and Mughalsarai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Moghal Sarai, U.P. or Chandauli to find the exact IFSC Code BARB0MOGHBS.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Chandauli will provide accurate information.
How to Use IFSC Code BARB0MOGHBS for Online Transfers?
Once you have the IFSC Code BARB0MOGHBS for the Moghal Sarai, U.P. branch of Bank Of Baroda in Chandauli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0MOGHBS. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MOGHBS.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Moghal Sarai, U.P. in Chandauli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Moghal Sarai, U.P., you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Chandauli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MOGHBS.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Amar Katra , G.T.Road , Moghalsarai , Dist Chandauli, Up 232101 located in Chandauli, Mughalsarai, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.