For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Cherutty Road branch in Calicut, Calicut, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Calicut or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJCHER. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Cherutty Road, Calicut
Below in the table are the key details related to IFSC Code BARB0VJCHER of Bank Of Baroda for its branch located in Calicut, within the district of Calicut in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCHER |
| Branch | Cherutty Road |
| City | Calicut |
| District | Calicut |
| State | Kerala |
| Address | P B No 6, Pramod Bldg, Cherutty Road, Calicut, Kerala-673001, Calicut |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Calicut for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHER for the Cherutty Road branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Cherutty Road, Calicut, Kerala, are allotted a unique IFSC like BARB0VJCHER to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Calicut.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Calicut and Calicut.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Cherutty Road reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code BARB0VJCHER
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Cherutty Road in Calicut.
For example, the IFSC Code BARB0VJCHER of Bank Of Baroda for the Cherutty Road branch includes these elements, identifying the bank and the branch location in Calicut and Kerala accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJCHER of Bank Of Baroda for its Cherutty Road branch located in Calicut, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Calicut and Calicut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Cherutty Road or Calicut to get the exact IFSC Code BARB0VJCHER.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Calicut, then it will provide you proper information.
How to Use IFSC Code BARB0VJCHER for Online Transfers?
If you have the IFSC Code BARB0VJCHER for the Cherutty Road branch of Bank Of Baroda in Calicut, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHER. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHER.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Cherutty Road in Calicut, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Cherutty Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Calicut manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJCHER.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P B No 6, Pramod Bldg, Cherutty Road, Calicut, Kerala-673001, Calicut located in Calicut, Calicut, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.