Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Ast Nadakkav branch in Calicut, Calicut, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Calicut or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJEANA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ast Nadakkav, Calicut
Here are some of the key details that come with the IFSC Code BARB0VJEANA of Bank Of Baroda for its branch located in Calicut, within the district of Calicut in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJEANA |
| Branch | Ast Nadakkav |
| City | Calicut |
| District | Calicut |
| State | Kerala |
| Address | 3/549 Pmc Complx, Wayanad Road, Ast Nadakavu-673011 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Calicut for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJEANA for the Ast Nadakkav branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ast Nadakkav, Calicut, Kerala, is provided a unique IFSC like BARB0VJEANA so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Calicut.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Calicut and Calicut.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ast Nadakkav do not get misguided to another person.
Format of the IFSC Code BARB0VJEANA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ast Nadakkav in Calicut.
For example, the IFSC Code BARB0VJEANA of Bank Of Baroda for the Ast Nadakkav branch includes these elements, identifying the bank and the branch location in Calicut and Kerala accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0VJEANA of Bank Of Baroda for its Ast Nadakkav branch located in Calicut, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Calicut and Calicut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Ast Nadakkav or Calicut to find the exact IFSC Code BARB0VJEANA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Calicut will provide accurate information.
How to Use IFSC Code BARB0VJEANA for Online Transfers?
Once you have the IFSC Code BARB0VJEANA for the Ast Nadakkav branch of Bank Of Baroda in Calicut, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJEANA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJEANA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ast Nadakkav in Calicut, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ast Nadakkav, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Calicut manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ast Nadakkav Calicut branch is BARB0VJEANA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 3/549 Pmc Complx, Wayanad Road, Ast Nadakavu-673011.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.