Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Whitefield Main Road,Ka branch in Bengaluru, Bengaluru, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJWHIT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Whitefield Main Road,Ka, Bengaluru
Here are some of the key details that come with the IFSC Code BARB0VJWHIT of Bank Of Baroda for its branch located in Bengaluru, within the district of Bengaluru in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJWHIT |
| Branch | Whitefield Main Road,Ka |
| City | Bengaluru |
| District | Bengaluru |
| State | Karnataka |
| Address | Main Road No 274, Ist Floor White Field-560066 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bengaluru for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJWHIT for the Whitefield Main Road,Ka branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Whitefield Main Road,Ka, Bengaluru, Karnataka, are given a unique IFSC like BARB0VJWHIT to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bengaluru.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bengaluru and Bengaluru.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Whitefield Main Road,Ka goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0VJWHIT
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Whitefield Main Road,Ka in Bengaluru.
For example, the IFSC Code BARB0VJWHIT of Bank Of Baroda for the Whitefield Main Road,Ka branch includes these elements, identifying the bank and the branch location in Bengaluru and Karnataka accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJWHIT of Bank Of Baroda for its Whitefield Main Road,Ka branch located in Bengaluru, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Bengaluru and Bengaluru, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Whitefield Main Road,Ka or Bengaluru to get the exact IFSC Code BARB0VJWHIT.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bengaluru, you'll get the correct details.
How to Use IFSC Code BARB0VJWHIT for Online Transfers?
If you have the IFSC Code BARB0VJWHIT for the Whitefield Main Road,Ka branch of Bank Of Baroda in Bengaluru, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJWHIT. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJWHIT.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Whitefield Main Road,Ka in Bengaluru, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Whitefield Main Road,Ka, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bengaluru manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJWHIT.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Road No 274, Ist Floor White Field-560066 located in Bengaluru, Bengaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.