For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its K R Puram Old Madras Road,Ka branch in Bengaluru, Bengaluru, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJKRPU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, K R Puram Old Madras Road,Ka, Bengaluru

Here are the key points that are associated with the IFSC Code BARB0VJKRPU of Bank Of Baroda for its branch located in Bengaluru, within the district of Bengaluru in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKRPU
Branch K R Puram Old Madras Road,Ka
City Bengaluru
District Bengaluru
State Karnataka
Address Bangalore Laxmi Complex, Old Madras Road, K R Puram, 560036, Dvasandra

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Bengaluru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKRPU for the K R Puram Old Madras Road,Ka branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJKRPU is given to every bank branch, including Bank Of Baroda located in K R Puram Old Madras Road,Ka, Bengaluru, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bengaluru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bengaluru and Bengaluru.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in K R Puram Old Madras Road,Ka doesn't end up at another location.

Format of the IFSC Code BARB0VJKRPU

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as K R Puram Old Madras Road,Ka in Bengaluru.

For example, the IFSC Code BARB0VJKRPU of Bank Of Baroda for the K R Puram Old Madras Road,Ka branch includes these elements, identifying the bank and the branch location in Bengaluru and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJKRPU of Bank Of Baroda for its K R Puram Old Madras Road,Ka branch located in Bengaluru, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bengaluru and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for K R Puram Old Madras Road,Ka or Bengaluru to find the exact IFSC Code BARB0VJKRPU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bengaluru will provide accurate information.

How to Use IFSC Code BARB0VJKRPU for Online Transfers?

Once you have the IFSC Code BARB0VJKRPU for the K R Puram Old Madras Road,Ka branch of Bank Of Baroda in Bengaluru, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKRPU. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKRPU.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda K R Puram Old Madras Road,Ka in Bengaluru, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in K R Puram Old Madras Road,Ka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bengaluru manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda K R Puram Old Madras Road,Ka Bengaluru?

The IFSC Code of the K R Puram Old Madras Road,Ka Bengaluru branch is BARB0VJKRPU.

Is IFSC Code BARB0VJKRPU permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda K R Puram Old Madras Road,Ka branch?

The branch is located at Bangalore Laxmi Complex, Old Madras Road, K R Puram, 560036, Dvasandra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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