The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Bangalore Cunningham Road branch in Bengaluru, Bengaluru, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJCUNN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Bangalore Cunningham Road, Bengaluru
The table below shows the main details of the IFSC Code BARB0VJCUNN for the Bank Of Baroda branch in Bengaluru, which falls under the Bengaluru district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCUNN |
| Branch | Bangalore Cunningham Road |
| City | Bengaluru |
| District | Bengaluru |
| State | Karnataka |
| Address | Msil House No 36 Cunningham Road Bangalore Bangalore 560052 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Bengaluru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCUNN for the Bangalore Cunningham Road branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bangalore Cunningham Road, Bengaluru, Karnataka, is provided with a unique IFSC like BARB0VJCUNN to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Bengaluru.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bengaluru and Bengaluru.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Bangalore Cunningham Road do not get mixed with another location.
Format of the IFSC Code BARB0VJCUNN
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bangalore Cunningham Road in Bengaluru.
For example, the IFSC Code BARB0VJCUNN of Bank Of Baroda for the Bangalore Cunningham Road branch includes these elements, identifying the bank and the branch location in Bengaluru and Karnataka accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJCUNN of Bank Of Baroda for its Bangalore Cunningham Road branch located in Bengaluru, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bengaluru and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Bangalore Cunningham Road or Bengaluru to get the exact IFSC Code BARB0VJCUNN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Bengaluru that will provide accurate information.
How to Use IFSC Code BARB0VJCUNN for Online Transfers?
Once you have the IFSC Code BARB0VJCUNN for the Bangalore Cunningham Road branch of Bank Of Baroda in Bengaluru, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJCUNN. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCUNN.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bangalore Cunningham Road in Bengaluru, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bangalore Cunningham Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bengaluru to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJCUNN.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Msil House No 36 Cunningham Road Bangalore Bangalore 560052 located in Bengaluru, Bengaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.