Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Magadi Road branch in Bangalore Urban, Bengaluru, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJMARO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Magadi Road, Bangalore Urban

Here are some of the key details that come with the IFSC Code BARB0VJMARO of Bank Of Baroda for its branch located in Bangalore Urban, within the district of Bengaluru in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJMARO
Branch Magadi Road
City Bangalore Urban
District Bengaluru
State Karnataka
Address Msp Mehta Plaza, No226121, , Magadi Main Road, Near Magadi Metro Station, , Bangalore , Bangalore , 560023

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bangalore Urban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMARO for the Magadi Road branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJMARO is given to every bank branch, including Bank Of Baroda located in Magadi Road, Bangalore Urban, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore Urban and Bengaluru.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Magadi Road doesn't end up at another location.

Format of the IFSC Code BARB0VJMARO

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Magadi Road in Bangalore Urban.

For example, the IFSC Code BARB0VJMARO of Bank Of Baroda for the Magadi Road branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJMARO of Bank Of Baroda for its Magadi Road branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bangalore Urban and Bengaluru, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Magadi Road or Bangalore Urban to get the exact IFSC Code BARB0VJMARO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code BARB0VJMARO for Online Transfers?

If you have the IFSC Code BARB0VJMARO for the Magadi Road branch of Bank Of Baroda in Bangalore Urban, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJMARO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMARO.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Magadi Road in Bangalore Urban, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Magadi Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Magadi Road, Bangalore Urban?

The IFSC Code is BARB0VJMARO.

Is the IFSC Code BARB0VJMARO permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Magadi Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Magadi Road branch?

The address of the branch is Msp Mehta Plaza, No226121, , Magadi Main Road, Near Magadi Metro Station, , Bangalore , Bangalore , 560023 located in Bangalore Urban, Bengaluru, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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