Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its K G Road branch in Bangalore Urban, Bengaluru, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJKGRO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, K G Road, Bangalore Urban
Here are some of the key details that come with the IFSC Code BARB0VJKGRO of Bank Of Baroda for its branch located in Bangalore Urban, within the district of Bengaluru in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKGRO |
| Branch | K G Road |
| City | Bangalore Urban |
| District | Bengaluru |
| State | Karnataka |
| Address | Vijaya Bank Kg Road Branch 1118 35, Devanga Tower, Kg Road, Bangalore , Bangalore , 560009 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bangalore Urban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKGRO for the K G Road branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in K G Road, Bangalore Urban, Karnataka, is provided with a unique IFSC like BARB0VJKGRO to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Bangalore Urban.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore Urban and Bengaluru.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in K G Road do not get mixed with another location.
Format of the IFSC Code BARB0VJKGRO
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as K G Road in Bangalore Urban.
For example, the IFSC Code BARB0VJKGRO of Bank Of Baroda for the K G Road branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJKGRO of Bank Of Baroda for its K G Road branch located in Bangalore Urban, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Bangalore Urban and Bengaluru, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for K G Road or Bangalore Urban to get the exact IFSC Code BARB0VJKGRO.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Bangalore Urban, then it will provide you proper information.
How to Use IFSC Code BARB0VJKGRO for Online Transfers?
Once you have the IFSC Code BARB0VJKGRO for the K G Road branch of Bank Of Baroda in Bangalore Urban, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJKGRO. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKGRO.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda K G Road in Bangalore Urban may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in K G Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bangalore Urban to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJKGRO.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vijaya Bank Kg Road Branch 1118 35, Devanga Tower, Kg Road, Bangalore , Bangalore , 560009 located in Bangalore Urban, Bengaluru, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.