There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Ranjeet Avenue , Amritsar branch in Amritsar, Amritsar, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Amritsar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code BARB0VJRANJ. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ranjeet Avenue , Amritsar, Amritsar
Below in the table are the key details related to IFSC Code BARB0VJRANJ of Bank Of Baroda for its branch located in Amritsar, within the district of Amritsar in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJRANJ |
| Branch | Ranjeet Avenue , Amritsar |
| City | Amritsar |
| District | Amritsar |
| State | Punjab |
| Address | Sco46, District Shopping Complex , Ranjit Avenue , Amritsar , Amritsar , 143001 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Amritsar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJRANJ for the Ranjeet Avenue , Amritsar branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJRANJ is given to every bank branch, including Bank Of Baroda located in Ranjeet Avenue , Amritsar, Amritsar, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Amritsar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Amritsar and Amritsar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Ranjeet Avenue , Amritsar doesn't end up at another location.
Format of the IFSC Code BARB0VJRANJ
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ranjeet Avenue , Amritsar in Amritsar.
For example, the IFSC Code BARB0VJRANJ of Bank Of Baroda for the Ranjeet Avenue , Amritsar branch has these elements, identifying the bank and the branch location in Amritsar and Punjab correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0VJRANJ of Bank Of Baroda for its Ranjeet Avenue , Amritsar branch located in Amritsar, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Amritsar and Amritsar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Ranjeet Avenue , Amritsar or Amritsar to get the exact IFSC Code BARB0VJRANJ.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Amritsar, then it will provide you proper information.
How to Use IFSC Code BARB0VJRANJ for Online Transfers?
Once you have the IFSC Code BARB0VJRANJ for the Ranjeet Avenue , Amritsar branch of Bank Of Baroda in Amritsar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJRANJ. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJRANJ.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ranjeet Avenue , Amritsar in Amritsar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ranjeet Avenue , Amritsar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Amritsar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJRANJ.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sco46, District Shopping Complex , Ranjit Avenue , Amritsar , Amritsar , 143001 located in Amritsar, Amritsar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.