For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kennedy Aven Branch branch in Amritsar, Amritsar, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Amritsar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BARB0KENNED. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kennedy Aven Branch, Amritsar

Here are some of the key details that come with the IFSC Code BARB0KENNED of Bank Of Baroda for its branch located in Amritsar, within the district of Amritsar in the state of Punjab.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KENNED
Branch Kennedy Aven Branch
City Amritsar
District Amritsar
State Punjab
Address Kennedy Aven Branch,40-A, Kennedy Avenue, Amritsar (Punjab),Amritsar,143001

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Amritsar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KENNED for the Kennedy Aven Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kennedy Aven Branch, Amritsar, Punjab, is provided with a unique IFSC like BARB0KENNED to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Amritsar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Amritsar and Amritsar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kennedy Aven Branch do not get mixed with another location.

Format of the IFSC Code BARB0KENNED

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kennedy Aven Branch in Amritsar.

For example, the IFSC Code BARB0KENNED of Bank Of Baroda for the Kennedy Aven Branch branch includes these elements, identifying the bank and the branch location in Amritsar and Punjab accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KENNED of Bank Of Baroda for its Kennedy Aven Branch branch located in Amritsar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Amritsar and Amritsar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kennedy Aven Branch or Amritsar to get the exact IFSC Code BARB0KENNED.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Amritsar that will provide accurate information.

How to Use IFSC Code BARB0KENNED for Online Transfers?

Once you have the IFSC Code BARB0KENNED for the Kennedy Aven Branch branch of Bank Of Baroda in Amritsar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KENNED. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0KENNED.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Kennedy Aven Branch in Amritsar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kennedy Aven Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Amritsar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kennedy Aven Branch, Amritsar?

The IFSC Code is BARB0KENNED.

Is the IFSC Code BARB0KENNED permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kennedy Aven Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kennedy Aven Branch branch?

The address of the branch is Kennedy Aven Branch,40-A, Kennedy Avenue, Amritsar (Punjab),Amritsar,143001 located in Amritsar, Amritsar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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