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IFSC Code of Bank Of Baroda, South Malaka, Allahabad, Uttar Pradesh — BARB0SOUTHM

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its South Malaka branch in Allahabad, Allahabad, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Allahabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SOUTHM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, South Malaka, Allahabad

The table below shows the main details of the IFSC Code BARB0SOUTHM for the Bank Of Baroda branch in Allahabad, which falls under the Allahabad district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SOUTHM
Branch South Malaka
City Allahabad
District Allahabad
State Uttar Pradesh
Address Post South Malaka Allahabad Uttar Pradesh ┬Û 211003

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Allahabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SOUTHM for the South Malaka branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in South Malaka, Allahabad, Uttar Pradesh, is provided with a unique IFSC like BARB0SOUTHM to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Allahabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Allahabad and Allahabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in South Malaka do not get mixed with another location.

Format of the IFSC Code BARB0SOUTHM

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as South Malaka in Allahabad.

For example, the IFSC Code BARB0SOUTHM of Bank Of Baroda for the South Malaka branch includes these elements, identifying the bank and the branch location in Allahabad and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0SOUTHM of Bank Of Baroda for its South Malaka branch located in Allahabad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Allahabad and Allahabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for South Malaka or Allahabad to get the exact IFSC Code BARB0SOUTHM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Allahabad, then it will provide you proper information.

How to Use IFSC Code BARB0SOUTHM for Online Transfers?

Once you have the IFSC Code BARB0SOUTHM for the South Malaka branch of Bank Of Baroda in Allahabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SOUTHM. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SOUTHM.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda South Malaka in Allahabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in South Malaka, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Allahabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in South Malaka, Allahabad?

The IFSC Code is BARB0SOUTHM.

Is the IFSC Code BARB0SOUTHM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda South Malaka?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the South Malaka branch?

The address of the branch is Post South Malaka Allahabad Uttar Pradesh ┬Û 211003 located in Allahabad, Allahabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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