There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Allahabad-Catc branch in Prayagraj, Allahabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Prayagraj or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0VJCATC. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Allahabad-Catc, Prayagraj
Here are the main details that are associated with the IFSC Code BARB0VJCATC of Bank Of Baroda for its branch located in Prayagraj, within the district of Allahabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJCATC |
| Branch | Allahabad-Catc |
| City | Prayagraj |
| District | Allahabad |
| State | Uttar Pradesh |
| Address | Civil Aviation Training College , Bamrauli , Allahabad , Allahabad , 211021 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Prayagraj for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCATC for the Allahabad-Catc branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Allahabad-Catc, Prayagraj, Uttar Pradesh, is provided a unique IFSC like BARB0VJCATC so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Prayagraj.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Prayagraj and Allahabad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Allahabad-Catc do not get misguided to another person.
Format of the IFSC Code BARB0VJCATC
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Allahabad-Catc in Prayagraj.
For example, the IFSC Code BARB0VJCATC of Bank Of Baroda for the Allahabad-Catc branch has these elements, identifying the bank and the branch location in Prayagraj and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJCATC of Bank Of Baroda for its Allahabad-Catc branch located in Prayagraj, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Prayagraj and Allahabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Allahabad-Catc or Prayagraj to get the exact IFSC Code BARB0VJCATC.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Prayagraj, you'll get the correct details.
How to Use IFSC Code BARB0VJCATC for Online Transfers?
Once you have the IFSC Code BARB0VJCATC for the Allahabad-Catc branch of Bank Of Baroda in Prayagraj, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJCATC. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCATC.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Allahabad-Catc in Prayagraj, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Allahabad-Catc, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Prayagraj to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJCATC.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Civil Aviation Training College , Bamrauli , Allahabad , Allahabad , 211021 located in Prayagraj, Allahabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.