There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Civil Lines,Aligarh branch in Aligarh, Aligarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Aligarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0DBCVIL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Civil Lines,Aligarh, Aligarh

Here are the key points that are associated with the IFSC Code BARB0DBCVIL of Bank Of Baroda for its branch located in Aligarh, within the district of Aligarh in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBCVIL
Branch Civil Lines,Aligarh
City Aligarh
District Aligarh
State Uttar Pradesh
Address Haji Abdulkadir Mktcivil Linesbader Bagh Aligarh Aligarh Uttar Pradesh 202001

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Aligarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBCVIL for the Civil Lines,Aligarh branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Civil Lines,Aligarh, Aligarh, Uttar Pradesh, are allotted a unique IFSC like BARB0DBCVIL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aligarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aligarh and Aligarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Civil Lines,Aligarh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0DBCVIL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Civil Lines,Aligarh in Aligarh.

For example, the IFSC Code BARB0DBCVIL of Bank Of Baroda for the Civil Lines,Aligarh branch has these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBCVIL of Bank Of Baroda for its Civil Lines,Aligarh branch located in Aligarh, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Aligarh and Aligarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Civil Lines,Aligarh or Aligarh to get the exact IFSC Code BARB0DBCVIL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Aligarh, then it will provide you proper information.

How to Use IFSC Code BARB0DBCVIL for Online Transfers?

Once you have the IFSC Code BARB0DBCVIL for the Civil Lines,Aligarh branch of Bank Of Baroda in Aligarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBCVIL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBCVIL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Civil Lines,Aligarh in Aligarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Civil Lines,Aligarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Aligarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Civil Lines,Aligarh, Aligarh?

The IFSC Code is BARB0DBCVIL.

Is the IFSC Code BARB0DBCVIL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Civil Lines,Aligarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Civil Lines,Aligarh branch?

The address of the branch is Haji Abdulkadir Mktcivil Linesbader Bagh Aligarh Aligarh Uttar Pradesh 202001 located in Aligarh, Aligarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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