There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Shah Kamal Road,Aligarh branch in Aligarh, Aligarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Aligarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0DBSKAM. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shah Kamal Road,Aligarh, Aligarh

Here are the key points that are associated with the IFSC Code BARB0DBSKAM of Bank Of Baroda for its branch located in Aligarh, within the district of Aligarh in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBSKAM
Branch Shah Kamal Road,Aligarh
City Aligarh
District Aligarh
State Uttar Pradesh
Address Shah Kamal Roadnear Old Bus Stand Aligarh Aligarh Uttar Pradesh 202001

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Aligarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBSKAM for the Shah Kamal Road,Aligarh branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shah Kamal Road,Aligarh, Aligarh, Uttar Pradesh, are allotted a unique IFSC like BARB0DBSKAM to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aligarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aligarh and Aligarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Shah Kamal Road,Aligarh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0DBSKAM

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shah Kamal Road,Aligarh in Aligarh.

For example, the IFSC Code BARB0DBSKAM of Bank Of Baroda for the Shah Kamal Road,Aligarh branch includes these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBSKAM of Bank Of Baroda for its Shah Kamal Road,Aligarh branch located in Aligarh, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Aligarh and Aligarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Shah Kamal Road,Aligarh or Aligarh to get the exact IFSC Code BARB0DBSKAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Aligarh that will provide accurate information.

How to Use IFSC Code BARB0DBSKAM for Online Transfers?

Once you have the IFSC Code BARB0DBSKAM for the Shah Kamal Road,Aligarh branch of Bank Of Baroda in Aligarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBSKAM. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSKAM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shah Kamal Road,Aligarh in Aligarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Shah Kamal Road,Aligarh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Aligarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shah Kamal Road,Aligarh, Aligarh?

The IFSC Code is BARB0DBSKAM.

Is the IFSC Code BARB0DBSKAM permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shah Kamal Road,Aligarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shah Kamal Road,Aligarh branch?

The address of the branch is Shah Kamal Roadnear Old Bus Stand Aligarh Aligarh Uttar Pradesh 202001 located in Aligarh, Aligarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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