The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Khatla,Aizawl branch in Aizawl, Aizawl, Mizoram, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Aizawl or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code BARB0VJKHAT. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Khatla,Aizawl, Aizawl
Here are the main details that are associated with the IFSC Code BARB0VJKHAT of Bank Of Baroda for its branch located in Aizawl, within the district of Aizawl in the state of Mizoram.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKHAT |
| Branch | Khatla,Aizawl |
| City | Aizawl |
| District | Aizawl |
| State | Mizoram |
| Address | Aizwal Club , Khatla , Aizawl , Mizoram , Aizawl , 796001 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Aizawl for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJKHAT for the Khatla,Aizawl branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Khatla,Aizawl, Aizawl, Mizoram, are given a unique IFSC like BARB0VJKHAT to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Aizawl.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Aizawl and Aizawl.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Khatla,Aizawl goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Mizoram and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0VJKHAT
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khatla,Aizawl in Aizawl.
For example, the IFSC Code BARB0VJKHAT of Bank Of Baroda for the Khatla,Aizawl branch includes these elements, identifying the bank and the branch location in Aizawl and Mizoram accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJKHAT of Bank Of Baroda for its Khatla,Aizawl branch located in Aizawl, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Aizawl and Aizawl, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Khatla,Aizawl or Aizawl to get the exact IFSC Code BARB0VJKHAT.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Aizawl that will provide accurate information.
How to Use IFSC Code BARB0VJKHAT for Online Transfers?
Once you have the IFSC Code BARB0VJKHAT for the Khatla,Aizawl branch of Bank Of Baroda in Aizawl, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJKHAT. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKHAT.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Khatla,Aizawl in Aizawl, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khatla,Aizawl, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Aizawl manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khatla,Aizawl Aizawl branch is BARB0VJKHAT.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Aizwal Club , Khatla , Aizawl , Mizoram , Aizawl , 796001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.