For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Aizawal, Mizoram branch in Aizawal, Aizawl, Mizoram, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Aizawal or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code BARB0AIZWAL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Aizawal, Mizoram, Aizawal
The table below shows the main details of the IFSC Code BARB0AIZWAL for the Bank Of Baroda branch in Aizawal, which falls under the Aizawl district in Mizoram.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0AIZWAL |
| Branch | Aizawal, Mizoram |
| City | Aizawal |
| District | Aizawl |
| State | Mizoram |
| Address | 50/11 Zarkawt Main Street, Aizawal, Mizoram 796003 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Aizawal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0AIZWAL for the Aizawal, Mizoram branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Aizawal, Mizoram, Aizawal, Mizoram, are allotted a unique IFSC like BARB0AIZWAL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Aizawal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Aizawal and Aizawl.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Aizawal, Mizoram reaches the right place, even though there are thousands of branches in Mizoram and across India.
Format of the IFSC Code BARB0AIZWAL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aizawal, Mizoram in Aizawal.
For example, the IFSC Code BARB0AIZWAL of Bank Of Baroda for the Aizawal, Mizoram branch includes these elements, identifying the bank and the branch location in Aizawal and Mizoram accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0AIZWAL of Bank Of Baroda for its Aizawal, Mizoram branch located in Aizawal, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Aizawal and Aizawl, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Aizawal, Mizoram or Aizawal to get the exact IFSC Code BARB0AIZWAL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Aizawal, then it will provide you proper information.
How to Use IFSC Code BARB0AIZWAL for Online Transfers?
Once you have the IFSC Code BARB0AIZWAL for the Aizawal, Mizoram branch of Bank Of Baroda in Aizawal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0AIZWAL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0AIZWAL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Aizawal, Mizoram in Aizawal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Aizawal, Mizoram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Aizawal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0AIZWAL.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 50/11 Zarkawt Main Street, Aizawal, Mizoram 796003 located in Aizawal, Aizawl, Mizoram.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.