IFSC Code of Bandhan Bank Limited, Patiram, Kolkata, West Bengal — BDBL0001242

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Patiram branch in South Dinajpur, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in South Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001242. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Patiram, South Dinajpur

Below in the table are the key details related to IFSC Code BDBL0001242 of Bandhan Bank Limited for its branch located in South Dinajpur, within the district of Kolkata in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in South Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001242 for the Patiram branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Patiram, South Dinajpur, West Bengal, are given a unique IFSC like BDBL0001242 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in South Dinajpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like South Dinajpur and Kolkata.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Patiram goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0001242

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patiram in South Dinajpur.

For example, the IFSC Code BDBL0001242 of Bandhan Bank Limited for the Patiram branch includes these elements, identifying the bank and the branch location in South Dinajpur and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0001242 of Bandhan Bank Limited for its Patiram branch located in South Dinajpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in South Dinajpur and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Patiram or South Dinajpur to get the exact IFSC Code BDBL0001242.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and South Dinajpur, then it will provide you proper information.

How to Use IFSC Code BDBL0001242 for Online Transfers?

Once you have the IFSC Code BDBL0001242 for the Patiram branch of Bandhan Bank Limited in South Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001242. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001242.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Patiram in South Dinajpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Patiram, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South Dinajpur to handle online money transfers and get their cheques cleared smoothly.